Do you know that your credit score can impact your life in numerous ways, from your ability to get a loan, to your chances of renting an apartment or landing your dream job? According to a study by the Federal Trade Commission, 1 in 5 people have errors on their...
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the credit reporting industry and provides guidelines for consumers to dispute errors on their credit reports. The law was passed in 1970 and has since been amended several times, most recently in...