Essential Plan
$149/mo + $99 One-Time Consultation
Tackle Moderate Credit Challenges with Comprehensive Repair Services
If you’re facing more than a few inaccuracies — including multiple collections, charge-offs, or moderate derogatory items — the Essential Plan gives you the expanded services you need. For $149/month, plus a one-time $99 credit consultation fee, you’ll receive a robust, proactive plan and ongoing guidance to accelerate your credit improvement.
What’s Included
Personalized Credit Repair Plan
Developed during your one-time consultation to address multiple moderate-level credit issues.
Live Credit Consultation ($99 one-time)
A thorough analysis of your credit report with actionable recommendations for improvement.
Disputes Sent to All 3 Credit Bureaus
Aggressive challenges to remove errors, outdated items, or unverifiable debts from your reports.
Up to 6 Monthly Creditor Intervention Letters
Proactive letters sent to creditors to resolve multiple negative items each month.
24/7 Online Credit Repair Progress Portal
Real-time updates, secure document uploads, and full visibility into your repair process.
Monthly Credit Score Tracking
Comprehensive monthly updates on your scores with insights on changes.
Responsive Email & Phone Support
Access our team whenever you need guidance or have questions.
Satisfaction Guarantee & Cancel Anytime
Stay in control with flexible, contract-free service.